info@ewsacco.org
+263 242 702600
|
+263 779060002
Get The App
Search here
Search
Home
About Us
Services
Savings
Shares
Housing and Property
Instant loans
Zero percent loans
Newsletter
Blog
Contact Us
Get The App
info@ewsacco.org
+263 242 702600
|
+263 779060002
Scan this QR Code to Download & Install the App
Get The App
Debt Acknowledgement
Page 1
Page 2
Page 3
ACKNOWLEDGEMENT OF DEBT - 0% INTEREST LOANS
1. By completing this section number 1, I (hereinafter called "the debtor"), acknowledge that I am truly and lawfully indebted to Empowered Woman Excel Savings & Co-Operative (EWESACCO) (hereinafter referred to as "the creditor") in the sum of the herein specified loan amount (United States Dollars, hereinafter called "the capital amount").
Debtor's Last Name
*
Debtor's First Name
*
Loan Amount (Capital Amount)
Debtor's Physical Address
Address Line 1
*
Address Line 2
City
*
State or Region
--Select Country--
Afghanistan
Aland Islands
Albania
Algeria
American Samoa
Andorra
Angola
Anguilla
Antarctica
Antigua and Barbuda
Argentina
Armenia
Aruba
Australia
Austria
Azerbaijan
Bahamas, The
Bahrain
Bangladesh
Barbados
Belarus
Belgium
Belize
Benin
Bermuda
Bhutan
Bolivia
Bosnia and Herzegovina
Botswana
Bouvet Island
Brazil
British Indian Ocean Territory
Brunei Darussalam
Bulgaria
Burkina Faso
Burundi
Cambodia
Cameroon
Canada
Cape Verde
Cayman Islands
Central African Republic
Chad
Chile
China
Christmas Island
Cocos (Keeling) Islands
Colombia
Comoros
Congo
Congo, The Democratic Republic Of The
Cook Islands
Costa Rica
Cote D'ivoire
Croatia
Cuba
Cyprus
Czech Republic
Denmark
Djibouti
Dominica
Dominican Republic
Ecuador
Egypt
El Salvador
Equatorial Guinea
Eritrea
Estonia
Ethiopia
Falkland Islands (Malvinas)
Faroe Islands
Fiji
Finland
France
French Guiana
French Polynesia
French Southern Territories
Gabon
Gambia, The
Georgia
Germany
Ghana
Gibraltar
Greece
Greenland
Grenada
Guadeloupe
Guam
Guatemala
Guernsey
Guinea
Guinea-Bissau
Guyana
Haiti
Heard Island and the McDonald Islands
Holy See
Honduras
Hong Kong
Hungary
Iceland
India
Indonesia
Iran
Iraq
Ireland
Isle Of Man
Israel
Italy
Jamaica
Japan
Jersey
Jordan
Kazakhstan
Kenya
Kiribati
Korea, Republic Of
Kosovo
Kuwait
Kyrgyzstan
Lao People's Democratic Republic
Latvia
Lebanon
Lesotho
Liberia
Libya
Liechtenstein
Lithuania
Luxembourg
Macao
Macedonia, The Former Yugoslav Republic Of
Madagascar
Malawi
Malaysia
Maldives
Mali
Malta
Marshall Islands
Martinique
Mauritania
Mauritius
Mayotte
Mexico
Micronesia, Federated States Of
Moldova, Republic Of
Monaco
Mongolia
Montenegro
Montserrat
Morocco
Mozambique
Myanmar
Namibia
Nauru
Nepal
Netherlands
Netherlands Antilles
New Caledonia
New Zealand
Nicaragua
Niger
Nigeria
Niue
Norfolk Island
Northern Mariana Islands
Norway
Oman
Pakistan
Palau
Palestinian Territories
Panama
Papua New Guinea
Paraguay
Peru
Philippines
Pitcairn
Poland
Portugal
Puerto Rico
Qatar
Reunion
Romania
Russian Federation
Rwanda
Saint Barthelemy
Saint Helena
Saint Kitts and Nevis
Saint Lucia
Saint Martin
Saint Pierre and Miquelon
Saint Vincent and The Grenadines
Samoa
San Marino
Sao Tome and Principe
Saudi Arabia
Senegal
Serbia
Seychelles
Sierra Leone
Singapore
Slovakia
Slovenia
Solomon Islands
Somalia
South Africa
South Georgia and the South Sandwich Islands
Spain
Sri Lanka
Sudan
Suriname
Svalbard and Jan Mayen
Swaziland
Sweden
Switzerland
Syria
Taiwan
Tajikistan
Tanzania, United Republic Of
Thailand
Timor-leste
Togo
Tokelau
Tonga
Trinidad and Tobago
Tunisia
Turkey
Turkmenistan
Turks and Caicos Islands
Tuvalu
Uganda
Ukraine
United Arab Emirates
United Kingdom
United States
United States Minor Outlying Islands
Uruguay
Uzbekistan
Vanuatu
Venezuela
Vietnam
Virgin Islands, British
Virgin Islands, U.S.
Wallis and Futuna
Western Sahara
Yemen
Zambia
Zimbabwe
Country
*
Zip
Debtor's Phone Number
Debtor's Email Address
*
2. I have an obligation to pay towards 0% Interest Loan from the specified Loan Repayment Start Date to the Loan Repayment End Date specified below
Instalment Start Date
Instalment End Date
3. The debtor agrees to bind herself/himself to the terms and conditions of payment of the capital amount as stipulated in this Acknowledgment without reservation.
4. Charges:
Administration fees - 5% of the loan amount deducted on disbursement.
5. Please provide the purpose of your Loan and the date of the last day of the loan repayment.
Purpose of Loan
Date When Payment Should Be Made In Full
NOTE: The payment must be paid in Pounds cash at Women Excel offices or EWESACCO Account.
6. Please provide the required information about your Monthly Instalments in this Section no. 6 fields below
Loan Repayment Start Date
Loan Repayment End Date
Month No. 1:
Due Date
Instalment Amount
Month 2:
Due Date
Instalment Amount
Month 3:
Due Date
Instalment Amount
Month 4:
Due Date
Instalment Amount
Month 5:
Due Date
Instalment Amount
Month 6:
Due Date
Instalment Amount
Month 7:
Due Date
Instalment Amount
Month 8:
Due Date
Instalment Amount
Month 9:
Due Date
Instalment Amount
Month 10:
Due Date
Instalment Amount
7. A Penalty fee of 10% to be charged in loan arrears. First and second letters of demand will be issued, after which a final letter of demand is made. The account will be handed over to lawyers. Legal costs will be levied on the client.
8. ALL PAYMENTS shall be made free of exchange or other deductions at the offices of EWE SACCO (located at: 282 Herbert Chitepo Avenue, Harare) or at such place as the Creditors or its legal counsel may from time to time direct in writing.
9. THE DEBTOR hereby renounces all benefits arising from all the legal exceptions in his favour including the exceptions of non-causa debiti, de duobus vel plurib. The creditor may cede, assign, hypothecate, trade with or alienate its interest in this Acknowledgement of Debt without the Debtor’s consentus rein debendi, non numeratae pecunial, no value received, error in calculation, and beneficium ordinis seu excussions, the force and meaning of which the Debtor declares himself to be fully conversant.
10. IN THE EVENT that the debtor fails to pay any sum or sums due and payable hereunder promptly on the due date, or fail to carry out any other term or conditions of this Acknowledgement of Debt, or in the event he commits an act of insolvency or being provisionally or finally liquidated, or in the event of a judgment being entered against him sounding in money in any court, the indebtedness with any legal costs and other charges aforesaid shall immediately become due and payable without further notice.
11. The Debtor agrees that the creditor shall, for the recovery of the monies owing hereunder, be entitled solely at its discretion to institute legal proceedings. To this end, the Debtor agrees to pay the creditor’s legal costs on an attorney and client scale and collection commission.
12. The creditor may cede, assign, hypothecate, trade with or alienate its interest in this Acknowledgement of Debt without the Debtor’s consent.
13. Security Pledge
Security Pledge
14. Details of Next of Kin
Name of Next of Kin
15. Date and Time of Signature
Signed At
*
HH:MM AM/PM
On
*
Debtor's Name
*
Debtor's Signature
*
For Empowered Woman Excel Savings & Credit Cooperative Society (The Creditor)
16. Signatories
Signatory 1 Name
Signatory 1 Signature
Date Signed
Signatory 2 Name
Signatory 2 Signature
Date Signed
17. Witness
Witness Name
Witness Signature
Date Signed
3530