“I have a dream to see women in Zimbabwe become financially independent.”
— Edina Mukurazhizha, CEO
MAKE THIS DREAM A REALITY
Join Empowered Woman Excel Sacco and Get Access to
Financial Freedom.
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How Does a SACCO Work?
Empowered Woman Excel SACCO is a deposit taking and a great tool to channel your savings. The EWE SACCO aggregates the savings and lends them out as loans to members.
Save and Secure Your Futures
Benefits of saving:
- Access to affordable capital
- Quick turnaround time
- Interest on savings
Who We Are
Empowered Woman Excel SACCO is an association that facilitates for persons, especially women, to voluntarily unite to meet their common socio-economic needs through a jointly owned and democratically controlled enterprise.
- Voluntary membership
- Democratic member control
- Economic participation
- Autonomy & independence
- Cooperation among cooperatives
- Education, training, information
- Concern for community
As Women and Mothers, We Pull Pur Resources Together and Invest In The Future Of Our Children.
We believe that when you empower a woman, you empower a nation.
How To Make A Payment
To pay for shares, savings, fees, housing schemes and loans, please use the following options.
Student SACCO
Empowered Women Excel Student SACCO is a community-driven financial cooperative that seeks to empower the young adults, particularly students, by providing accessible financial services tailored to their unique needs.
SACCO Zambia
To further our mission of empowering women through financial inclusion, we have expanded into Zambia.
Mobile Page
We recently rolled our new Mobile Application empowering our valid customers with uptodate information from their accounts with us.
Principles Of Empowered Woman Excel SACCO
Pooling Resources together
We pool our resources for the benefit of everyone. By uniting individuals with a shared goal, we aim to build sustainable livelihoods through collective efforts and cooperation.
Limited interest on capital
The Society’s primary focus is to provide services to its members rather than maximize profits. Interest paid on savings and shares is kept moderate and proportional to the interest charged on loans.
Open and Voluntary Member
Our membership is open to anyone who meets the criteria of the accepted common bond. Members may withdraw freely, as long as they have no outstanding obligations with the SACCOS.
Non-discrimination
The SACCOS upholds a strict non-discrimination policy, ensuring that no member is treated differently based on their political views, religion, race, or gender.
Democratic control
Members are entitled to vote and participate in decision-making processes. Each member is valued for who they are, not for the shares they own, fostering equality within the SACCOS.
Co-operative education
The SACCOS believes that success stems from an informed membership. It is committed to educating members about its current status and the benefits of being part of the organization.
To Become A Member
- You must pay a once-off joining fee of $40 and monthly admin fees of $5/month.
- Buy minimum prescribed membership shares of $100
- Open your Woman Excel SACCO savings account with an initial savings deposit
- Make Regular savings – whose amount is driven by your personal goals or by the SACCO’s collective investment goals
The amount in your savings account determines the amount you can qualify to borrow SACCO.
